Pre-Paid Funeral Plans
Read through our handy guide to pre-paid funeral plans and and out if it’s the right choice for you.
We endeavour to make sure that putting together a funeral plan will mean your loved ones are spared much of the stress and uncertainty of organising a funeral when you sadly pass away. Our Independent Way Funeral Plan allows you to tailor make the plan, no matter how simple or unique.
You can specify every detail in advance and take care of all of the costs within our control, which protects your family from rising funeral costs.
We endeavour to make sure that putting together a funeral plan will mean your loved ones are spared much of the stress and uncertainty of organising a funeral when you sadly pass away. Our Independent Way Funeral Plan allows you to tailor make the plan, no matter how simple or unique.
You can specify every detail in advance and take care of all of the costs within our control, which protects your family from rising funeral costs.
A lot of funeral plans are ‘set,’ which means that very few of your wishes or requests are taken into consideration. This means that when the time comes, your family have a lot of decisions to make on your behalf.
We recommend to arrange an appointment with us, either at your home or in our funeral home to sit down and go through everything. We can then provide you with an itemised quotation tailored to you. This allows you to make a truly informed decision.
Our professional services include, but are not limited to conveying you into our care, arranging your funeral, liaising with all third parties, your coffin, hearse, any limousines you may want or a memorial.
Third party costs are items outside of our control. These include the minister or officiant fees, the crematorium or burial fee, the doctors medical certificates, newspaper notices and floral tributes. These are still included in your plan and are paid at today’s prices. However, if the cost of these rise higher than the amount in your plan and any growth, then an additional payment may be requested from your family or estate when you pass away.
Paying in advance for your funeral is a sensible decision that could benefit your family or estate. We guarantee that, as long as your plan is paid for, there’ll be nothing more to pay for your funeral director’s services included in the plan.
Your money grows and when the time comes, we receive the payment, including any growth, and use this money to provide the agreed services to your family. No matter how much costs have risen in the intervening period, your loved ones will not be asked for a penny more for the guaranteed services included within your plan.
In 2018, only 59% of those who put money aside for funerals made sufficient provision to cover the entire cost. This is a significant drop compared to 2017, when the figure was 80%. On average, families had to find £2,559 to make up the shortfall to pay for a funeral. This is also up from 2017, when the average amount was £2,356.
So when you put an Independent Way, bespoke plan together you can have the peace of mind that there is no uncertainty about your final wishes and that it is also better value for money.
Source: SunLife Cost of Dying Report 2018
Your questions answered
Some commonly asked questions
regarding the pre-paid funeral service
What if death occurs while I’m on holiday?
As an additional benefit, Golden Charter will pay the conveyance charges if death occurs away
from your permanent address, but still within mainland UK. If you intend to travel overseas, we
recommend that your travel or medical insurance policy includes the full cover for repatriation
costs to G. Seller’s private chapel of rest.
What if I’m not in good health?
G. Seller and Golden Charter promises to accept your application, regardless of your state of health.
What if I want to take out a plan for someone else?
Complete the plan holder’s representative box on the application form and it will be arranged for all correspondence to be sent to you. Complete confidentiality is assured.
What if I live to be 100 years old?
No matter how old you are, no matter how much funeral costs rise, you and your loved ones will
never be asked for a penny more for the services and costs guaranteed within your funeral plan.